Punjab Chief Minister Interest-Free Home-Construction Programme — Fully Digital Housing Finance
Punjab Chief Minister Interest-Free Home-Construction Programme · Karachi · The Express Tribune,
Notice advertisement published in The Express Tribune on Thursday, 17 September 2026, listed under Karachi, Pakistan. Issued by Punjab Chief Minister Interest-Free Home-Construction Programme.
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Issuer: Government of Punjab in partnership with The Bank of Punjab (BOP). Purpose: Interest-free, repayable home-construction loans delivered through a fully digital process to support home construction across Punjab.
Key details:
| Maximum loan per household | PKR 1,500,000 (interest-free, repayable) |
| Programme scale (as of 2026-09-10) | 200,000+ home-construction loans disbursed; PKR 260 billion disbursed |
| Partners | National & local partners including NRSP and other development partners; led by Government of Punjab and Bank of Punjab |
| Contact | BOP Phone Banking: 111-267-200; Website: www.bop.com.pk |
Programme disbursement breakdown:
| Phase | Homes Disbursed | Amount (PKR) |
|---|---|---|
| Phase I | 134,439 homes | 196.88 billion |
| Phase II (as of 10 Sep) | 65,633 homes | 62.8 billion |
Programme timeline (milestones):
| Sep 2024 | Programme launched |
| Oct 2024 | First loan disbursed |
| Mar 2026 | Phase I completed |
| Apr 2026 | Phase II commenced — BOP lending directly |
| 2026-09-10 | 200,000+ borrowers reached |
How to proceed: Use the Bank of Punjab contact or website above for eligibility checks, digital application steps, and further assistance. This is an ongoing provincial housing finance initiative; no application deadline is listed on this notice.
Published in The Express Tribune on Thursday, 17 September 2026. DailyAds.pk indexes newspaper advertisements; the original notice and the issuing organisation remain the source for final terms and eligibility.
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