Advisor / Transformation Lead — Karakoram Cooperative Bank Ltd (Gilgit-Baltistan)

Karakuram Cooperative Bank Limited (KCBL), Gilgit‑Baltistan, invites applications for the position of Advisor / Transformation Lead (under Board mandate) on a contractual basis for an initial period of one year, extendable subject to Board approval. The Advisor/Transformation Lead will report directly to the Board of Directors and will lead the bank's institutional transformation program to transition KCBL to a Schedule‑Bank regulated by the State Bank of Pakistan (SBP).

Key responsibilities include leading and overseeing the Bank’s SBP licensing/scheduling process, acting as principal interface with SBP and other regulators on transformation and regulatory matters; strengthening corporate governance, Board committees, internal controls and regulatory reporting; restructuring and re‑engineering across Head Office and branches; establishing/strengthening independent Risk Management, Compliance, Internal Audit, AML/CFT and ERM frameworks; driving IT and digital transformation including core banking modernization, information/cyber security, disaster recovery and business continuity; leading HR and organizational transformation including manpower assessment, organizational restructuring, change management and leadership development; improving asset quality, recoveries, capital planning and financial sustainability; and developing and implementing a comprehensive, Board‑approved transformation roadmap.

Eligibility & experience (summary) — applicants must meet the following requirements:

• Extensive senior‑level banking experience (20+ years) with a strong track record in leadership and institutional transformation.
• Senior commercial banking experience at CEO/Deputy CEO/Group Head level with responsibility for compliance, risk or transformation.
• Deep knowledge of SBP regulatory framework, commercial bank regulatory requirements, licensing and supervisory processes.
• Strong expertise in credit, corporate governance, risk management, compliance, audit, taxation, SECP matters, technology and HR transformation.
• Proven ability to lead complex change management, organizational restructuring and to engage effectively with regulators, Boards and government stakeholders.
• High standards of integrity, professionalism, independence and credibility; must meet SBP Fit & Proper criteria and other statutory/regulatory requirements.

How to apply: Interested and eligible candidates should submit an updated CV/resume and a covering letter outlining relevant experience and suitability to the position to the Head HR, KCBL Head Office.

Contact & submission details: Email: [email protected] (and an additional contact email shown). Address: Karakoram Cooperative Bank Ltd Head Office, near General Bus Stand, Main Shara‑e‑Quaid‑e‑Azam, Jutial, Gilgit. Phone: 05811‑457972, 05811‑457523; Cell/WhatsApp: 0312‑970080 (as provided).

Selection notes: Appointment will be subject to satisfactory due diligence, verification of credentials and experience, and compliance with applicable SBP/regulatory and statutory requirements. KCBL reserves the right to accept or reject any application and/or cancel the recruitment process.