ABHI Microfinance Bank — Financial Statements for Year Ended 30 June 2026

ABHI Microfinance Bank announces its financial statements for the year ended 30 June 2026 with comparative information as at 31 December 2025. The published statements disclose capital adequacy and leverage ratios, investments in government securities, advances, credit concentration, risk management frameworks, PD/LGD estimation processes and liquidity and maturity profiles of assets and liabilities. The notice states the Bank is required to maintain a minimum capital of Rs. 2,000 million and a Capital Adequacy Ratio (CAR) of at least 15% of risk‑weighted assets; the State Bank of Pakistan has allowed the Bank to take into account Rs. 2 billion received from sponsor shareholders (ABHI Private Limited) as a specific equity injection held in a deposit account and has granted a specific relaxation in respect of CAR.

The financial statements include reported figures such as Risk Weighted Assets (for example 24,174,150,996 and 17,055,225,971 in the comparative schedules) and Common Equity Tier‑1 ratios shown in the document (reported as -6.26% and 20.28% in the statement). Other disclosed items include advances, bank balances, market risk and operational risk disclosures, forward‑looking macroeconomic factors (GDP and CPI) used for IFRS 9 adjustments, and detailed maturity buckets for assets and liabilities. No application, submission or closing date is stated in the notice.