Group Head – Business Career Opportunity at a Bank in Muzaffarabad

A prestigious bank with a growing network invites applications from seasoned banking professionals for the position of Group Head – Business. The position is based at the bank’s Head Office in Muzaffarabad, Azad Jammu and Kashmir.

Key responsibilities

• Develop and execute business strategies aligned with the bank’s overall strategic objectives.
• Drive sustainable growth in deposits, advances, revenues, profitability and customer relationships.
• Strengthen the bank’s commercial and retail business through innovative products, market expansion and relationship management.
• Provide strategic direction to credit management while maintaining sound asset quality and risk standards.
• Ensure effective management and recovery of non-performing and stressed assets.
• Oversee treasury operations, with particular focus on liquidity, funding, investments, market risk and optimal utilization of financial resources.
• Develop and maintain strong relationships with key customers, institutions, corporate entities, government and business stakeholders.
• Leverage extensive professional networks to identify and convert business opportunities.
• Ensure effective coordination among Business, Credit, Special Asset Management and Treasury functions.
• Provide strategic assistance to the President/CEO on business, financial, credit and market-related matters.
• Ensure compliance with applicable laws, regulations, prudential requirements and internal policies.
• Lead, motivate and develop high-performing teams while fostering a culture of accountability, collaboration, customer focus and ethical conduct.
• Represent the bank at senior-level business and institutional forums as required.

Eligibility and experience

• Minimum 10 years of leadership and management experience, including at least 7 years in EVP grade, preferably in banking or development finance institutions.
• Minimum 15 years of exclusive experience in different banks or development finance institutions.
• A strong and proven track record in business development, revenue generation, portfolio growth and strategic banking leadership.
• Profound and proven networking and business development skills, with the ability to establish and maintain relationships with key stakeholders and high-value clients.
• Demonstrated experience in managing and integrating multiple banking functions, particularly Business, Credit, Special Assets and Treasury.
• Strong understanding of commercial and retail banking, credit management, recovery of stressed assets, treasury, liquidity and balance-sheet management.
• Excellent leadership, strategic thinking, communication, negotiation and stakeholder-management capabilities.
• Strong knowledge of applicable banking regulations, governance, risk management and compliance requirements.

Qualification: Minimum graduate qualification or equivalent from an HEC-recognized local or foreign university or institute, or a local/international professional qualification or certification.

Age limits: For permanent induction, the maximum age is 42 years at the time of application. For contractual induction, the maximum age is 57 years at the time of application.

How to apply: Interested and eligible candidates who meet the State Bank of Pakistan Fit and Proper Criteria Test should submit a detailed CV, along with relevant credentials and a brief statement of interest, to career@hr9.biz within 15 days of publication of this advertisement.