ABHI Microfinance Bank — Financial Statements for the Year Ended 30 June 2026

ABHI Microfinance Bank is publishing its financial statements for the year ended 30 June 2026. The published figures include capital and regulatory metrics (Paid-up capital reported around Rs. 3,109,416,001), Eligible Common Equity Tier-1 and Total Eligible Capital, Risk Weighted Assets and Capital Adequacy Ratios, lending and advances, investments, balances with other banks and financial institutions (lending to financial institutions shown as Rs. 11,165,353,783 in the schedules), and a reported total assets figure of Rs. 35,727,904,617.

The statements describe the Bank's risk management framework (credit, market, operational and liquidity risk), provisioning and PD/LGD estimation approaches, and note that the State Bank of Pakistan, by letter PRD(ASBLD)/FMFB/7160 dated 11 November 2024, permitted the Bank to take into account an amount of Rs. 2 billion from sponsor shareholders (ABHI Private Limited) for the purpose of Minimum Capital Requirement and Capital Adequacy Ratio calculations. Shareholders, depositors, regulators and other stakeholders should refer to the full audited financial statements for detailed schedules and notes.