Apni Chhat Mahfooz Chhat — Interest-Free Roof Repair & Home Improvement Loans (Punjab)
Apni Chhat Mahfooz Chhat · Rawalpindi/Islamabad · The News International,
Notice advertisement published in The News International on Thursday, 16 July 2026, listed under Rawalpindi/Islamabad, Pakistan. Issued by Apni Chhat Mahfooz Chhat.
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Government of Punjab (Chief Minister Maryam Nawaz) and the Punjab Housing/Town Agency (PHATA) are offering the “Apni Chhat, Mahfooz Chhat” program to provide immediate interest-free loans for roof repair, roof construction and home improvement. The scheme targets households with leaking or unsafe roofs and offers quick, low-cost financing.
| Purpose | Maximum Loan | Estimated Monthly Installment | Repayment Term |
|---|---|---|---|
| Roof construction, repair, additional room construction | PKR 500,000 (5 lakh) | Approx. PKR 4,700 per month | Up to 9 years |
| New floor/roof or larger repairs/construction | PKR 1,000,000 (10 lakh) | Approx. PKR 9,300 per month | Up to 9 years |
Key points:
- Interest-free (bila sood) loans; immediate access intended for eligible households.
- An initial grace period is available (first 3 months without installment payments as indicated).
- Apply or get more information online at: https://acag.punjab.gov.pk/
- Helpline: 0800-09100
- Implementing agency: Punjab Housing/Town Agency (PHATA) under the Government of Punjab.
Use the online portal or the helpline for eligibility details, application steps and documentation requirements.
Published in The News International on Thursday, 16 July 2026. DailyAds.pk indexes newspaper advertisements; the original notice and the issuing organisation remain the source for final terms and eligibility.
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